Tradies Insurance

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If your income stopped today, who would pay your bills?

Where would your income come from.png

 

 

 

 

 

 

 

 

Which do you insure?

Your income is your biggest asset and should be insured, just as you would cover your home and car.

Did you know

 

 

 

 

 

 

 

 

 

 

 

 

 

For as little as $66 per month, you can ensure your income continues even when you can’t work.

1. CommInsure Home Insurance example assumes a 35-year-old male (age 36 next birthday), home owner, degree-qualified accountant, non-smoker lives in a double brick house (with deadlocks and external security doors and a garage for his car) in Parramatta (2150) NSW. He has taken out the CommInsure Residential Home Package with building ($350K) and contents ($75K) cover which includes a combined policy discount of 10%, and is based on a $300 excess. He drives a 2001 Holden Commodore Executive VX11 Sedan 4A V6, with Comprehensive Motor Vehicle Insurance and 60% no claims bonus. He has held his licence for 15 years, restricted drivers access and there is no finance on the vehicle. The premium rate for his Home and Motor Insurance includes all statutory charges.

The Income Protection premium rates are based on a $3,125 monthly benefit – one month waiting period, benefit period of age 65, policy expiry date to age 65, agreed value superannuation continuance of 9% ($4,500p.a) with increasing claims option and stepped premiums. All general monthly premiums are quoted as 2/7/09. Personal Insurance monthly premium is $65.33 and quoted as at 1 February 2010. Home Insurance premium is $67.03 monthly.Motor Insurance premium is $89.42 monthly.
2. Australian Bureau of Statistics: Australian Social Trends 2000 – Housing – Housing Stock: Home fire safety.
3. Source: National Motor Vehicle Theft Reduction Council Inc (www.caresafe.com.au).
4. Source: Institute of Actuaries. Table IAD 89-93 – white collar males and females, December 2006.

 

If you could not maintain your lifestyle without support during illness or injury

Call us NOW on: 1300 880100

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